An Overview on Ballston Spa National Bank (BSNB):
Ballston Spa National Bank is providing multiple financial services all over the United States of America. This financial service provider company was established in the year 1838. It is the oldest bank in the United States of America. Currently, this company is operating more than 11 branches in all over the United States. The first office of this bank was started in Albany County, Latham, United States. The company is offering multiple financial Services including savings and money market accounts, checking accounts, certificates of deposit, health savings account, and many more. The headquarter of this company is situated in Ballston Spa, New York, United States.
BSNB Financial Services and other Facilities:
- This bank is providing all the facilities of personal banking including money market accounts, checking accounts, health savings accounts, savings accounts, debit card services, certificates of deposit services, multiple reward programs, etc.
- With the facilities of commercial banking, the customers will get the chance of receiving the benefits of savings account, checking accounts, treasury management services, commercial loans, debit cards, money market account, employee services, and many more.
- Personal investment services, wealth management services including trusteeship, estate settlement, custodial accounts, special needs, and disability trust services are also offering by the company.
About BSNB Credit Card Service:
- The company is offering multiple credit cards including
- Visa rewards platinum credit card
- Visa platinum business credit card
- Small business rewards credit card
- Small business cash reward credit card
- Small business edition credit card
- Company rewards charge card
- Each of credit card has a separate interest rate and beneficial offers.
BSNB Credit Card Interest Rate and other Benefits:
Visa reward platinum credit card:
- With this credit card, you will get a 0% intro annual percentage rate on every balance transfer and purchase for the first 12 months.
- After the first year, the annual percentage rate of this credit card will be the variables of 11.74% to 21.74%.
- The facilities of mobile payments, travel accidents insurance, personal service, also can be done by the online portal of this credit card.
- The bank is also offering you complete fraud liability in the cases of losing your credit card.
- The balance transaction fee of this credit card will be $5 or 3% of the transaction amount.
- The cash advance fee of this credit card will be 3% or $5.
Visa platinum business credit card:
- The annual percentage rate of this credit card will be the variables of 11.74% to 21.74%.
- Complete fraud liability facilities will be also provided by the company with this particular credit card.
Small business rewards credit card:
- The introductory annual percentage rate of this credit card will be 0%
- After the first six months, the annual percentage rate of this credit card will be 13.49% to 23.49%.
- Your annual percentage rate will depend on your creditworthiness.
- By spending every net dollar with this credit card you can earn 1% of it.
Small Business Edition Credit Card:
- You don’t have to pay any annual percentage rate in the case of balance transfers and purchase for the first six months with this credit card.
- After the introductory period this card will charge 12.49% to 22.49%
- Your annual percentage rate will be completely dependent on your creditworthiness.
Company reward charge card:
- It is a card for large corporations, municipalities, and nonprofit purposes.
- This card will not charge any annual fee
- By spending every dollar you can earn 1 point with this credit card.
- In the cases of travel rewards and merchandise, this card will be redeemable.
BSNB Credit Card Application Procedure:
- Visit the official website of this company by using a reliable browsing application and a strong internet connection to search for this particular link address bsnb.comfirst
- After that, you need to press the option “borrowing” located on the top of the home page.
- Now press the button “credit cards“
- In the next step, you need to click the option “apply now or view current rates” on the right side of the page.
- Now choose your preferred credit card between a personal credit card and business credit cards according to your needs.
- On the next page, you will get the options behind that particular credit card genre.
- According to your choice and needs, you need to press the option “apply now“
- In the next step, you need to answer about your application type.
- And press the option “next“
- If you have chosen an individual account, on the next page you need to enter
- Your first name
- Middle initial
- Last name
- Your preferred suffix
- Your mothers or maiden last name
- You are a valid email address
- Re-enter the email address to confirm it
- Primary and personal phone number
- Alternative or emergency phone number
- Your complete residential address
- Name of your city
- Mention the time you are living in this particular address
- Provide your valid mailing address
- Name of the mailing address City
- Zip code
- Preferred contact method
- Your complete social security number
- The complete official date of birth
- Your complete residential permanent address
- Name of your city
- Zip code
- How long you have been there mention the time
- Provide your housing information
- Then mention your monthly payment
- Click the tab “next“
- Follow the rest of the procedure of completing your credit card application procedure without facing any other difficulties.
BSNB Online Account Creation Procedure:
- Use a reliable browsing application and a strong internet connection to search for this particular link address bsnb.comb to reach the official website of this company first.
- After that, you need to press the option “enroll” located on the top of the home page.
- Then read all the terms and conditions of the page and approve it.
- Click the tab “I agree“
- Again agree with all the terms and conditions of this portal.
- On the next page, you need to mention your complete social security number
- Your bank and credit card account number
- Your complete official birth date
- A valid email address
- Re-enter the email address to confirm it
- Create an associate ID according to the rules provided on the portal.
- Make a passcode according to the rules made by the company.
- Confirm the newly made password by re-entering it
- Select five of your preferred security questions for your online banking portal.
- Mention the answers to all 5 security questions
- Then press the option “I am not a robot“
- After that click, the button “Continue“
- Follow the rest of the procedure very carefully to create your online banking portal easily.
Ballston Spa National Bank Online Banking Login :
- To login Ballston Spa National Bank account,follow the below-mentioned steps.
- Search for this particular link address bsnb.com first by using a reliable browsing application and a strong internet connection to reach the official website of this Bank.
- After that provide your access ID
- And the password at the top of the home page.
- Then press the button “login” to open your online banking account easily.
Reset Ballston Spa National Bank Login Credentials
- At first, you need to visit the official website of the company by using a reliable browsing application and a strong internet connection to search for this particular link address bsnb.com
- Then you need to click the button “forgot password?” Located at the top of the home page.
- After that enter the access ID
- The primary email address you have linked with this account
- And your account number
- After that press, the option “submit“
- Then follow the rest of the procedure of recovering your forgotten password.
Read More : How to Login Edmodo Online Account
- To get any other details about this particular company you may call them by using this official number tel:5183638150
- And the official address of this company is Ballston Spa National Bank 87 Front Street Ballston Spa, New York 12020